Loan Program

Foreign National

We offer specialized loan programs for Foreign Nationals looking to purchase or refinance property in the U.S. Our Foreign National Loan programs provide flexible options with minimal documentation requirements, enabling international buyers to achieve their real estate goals in the U.S. market

Frequently Asked Questions

Do I need a TIN (tax identification number) to obtain a loan?
No, we do not require you to provide a tax identification number. 

Can you purchase second homes or investment properties with a foreign national mortgage?
Yes, you may purchase a second home or investment property using a foreign national mortgage.

If a US credit report is not required, what credit may be looked at?
If you are able to furnish a credit report from your home country, that will certainly help. However, we will allow you to provide proof of alternative forms of credit. This can include credit reference letters from creditors. We will even consider allowing you to use cell phone and utilities bills as credit accounts.

What sort of requirements are there related to residency status?
We do not require you to have this status. In fact, more often than not, your immigration status will not even be looked at.